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Lawmakers Lobby for CFPB to Exempt Credit Unions from Rulemakings

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first_img Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: CFPB Credit Unions Regulatory Burden Regulatory Oversight Servicers Navigate the Post-Pandemic World 2 days ago CFPB Credit Unions Regulatory Burden Regulatory Oversight 2016-03-15 Brian Honea March 15, 2016 1,385 Views Share Save  Print This Post Demand Propels Home Prices Upward 2 days ago A bipartisan group of 329 members of the U.S. House of Representatives wrote a letter to Consumer Financial Protection Bureau (CFPB) Director Richard Cordray urging the director to use the CFPB’s authority granted by the Dodd-Frank Act to exempt credit unions from certain regulations set forth by the Bureau.The relationship between the regulator for credit unions, the Credit Union National Association (CUNA), and the CFPB has been a rocky one since the Bureau’s formation nearly five years ago, with CUNA claiming that credit unions should not fall under the CFPB’s oversight because they did not play a role in the 2008 financial crisis. Cordray may have fanned the flames in February when he defended the Bureau’s oversight of credit unions and several of the Bureau’s mortgage-related regulatory changes, namely the Qualified Mortgage rule and the new servicing rules, in a public speech at CUNA.Reps. Adam Schiff (D-California) and Steve Stivers (R-Ohio) led the bipartisan group of House members in writing the letter, which praised credit unions and community banks for the “safe and sound” lending opportunities they provide for their customers. The lawmakers also noted in their letter that the CFPB routinely does not distinguish credit unions and community banks from the largest lenders for which their regulations were intended.The CFPB “may unintentionally burden community-based financial institutions and limit the choice and availability of consumer credit,” according to the letter.“(The CFPB) may unintentionally burden community-based financial institutions and limit the choice and availability of consumer credit.”The letter cited a recent report by the Government Accountability Office on the regulatory impact of some of the provisions set forth by Dodd-Frank, and “the study found that there are a number of cases where financial services have been limited or discontinued by community-based financial institutions due to new requirements.”The lawmakers pointed out that Section 1022(b)(3)(a) of the Dodd-Frank Act gives the CFPB authority to exempt “any class” of entity from its rulemakings and regulations.“As you undertake rulemakings, we urge you to consider the benefits credit unions and community banks provide and ensure that regulations do not have the unintended consequence of limiting services or increasing costs for credit union members or community bank customers,” the House members wrote.The National Association of Federal Credit Unions (NAFCU) praised the lawmakers’ efforts.“We thank Representatives Schiff and Stivers for their leadership on this issue, as well as all of the members of Congress that signed the letter for their recognition of the overwhelming regulatory burden facing today’s credit unions,” NAFCU Vice President of Legislative Affairs Brad Thaler said.Click here to view the entire letter. in Daily Dose, Featured, Government, News Demand Propels Home Prices Upward 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Previous: What is Keeping Consumer Credit Default Rates Low? Next: The Pros and the Cons of Closing with TRID The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Lawmakers Lobby for CFPB to Exempt Credit Unions from Rulemakings Related Articles Lawmakers Lobby for CFPB to Exempt Credit Unions from Rulemakings Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

The Croatian champion in coffee preparation travels to Sydney for the World Cup by AeroPress

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first_imgOn Friday, August 17, 2018, the first Croatian championship in the preparation of filter coffee with AeroPress was held.Due to its practicality and simplicity, AeroPress is an extremely popular method of coffee preparation in the world, and more and more in our country. AeroPress was invented in 2005 by the American inventor Alan Adler, and its rapid popularity is evidenced by the fact that since 2008 there is also the World AeroPress Championship (World AeroPress Championship).The first Croatian championship in AeroPress was organized by Orich Coffee Roasters from Dugi Rat, and the jury declared the Zagreb resident the champion Dejana Ganžulića, founder of the company Imperija kave, owner of the specialty coffee shop Kavantura and organizer of the first coffee festival in Croatia, Zagreb Coffee Break.Dejan is a certified barista with many years of experience in the hospitality and coffee industry, and the competition, in addition to the flattering title, also brought him a qualification for the AeroPress World Championships to be held in Sydney in November, which will bring together 3157 competitors worldwide.Kavantura is a newly opened specialty coffee shop in Zagreb where you can try various coffees that the Coffee Empire has to offer. In addition to traditional espresso coffee, Kavantura can also try Turkish coffee prepared in the sand, the increasingly popular cold brew, as well as numerous filter coffees such as AeroPress, French press or Harry V60. In addition to starting preparations for the rehearsal with the world’s masters of filter coffee at AeroPress, Dejan is already working on the second edition of Zagreb Coffee Break, which will be held on May 24 and 25, 2019 at the Zagreb Fair.last_img read more

15-year-old Romero makes La Liga history

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first_img Loading… The teenager replaced midfielder Iddrisu Baba for the closing stages for the visitors in a two-goal defeat, breaking an 81-year record previously held by Francisco Bao Rodriguez, known as Sanson, who made his league debut for Celta Vigo aged 15 years and 255 days in 1939.Read Also: Real Madrid suffer Modric, Mendy blow for Espanyol clashThe 15-year-old – born 18 November 2004 – had been included in Vicente Moreno side’s squad to take on Villarreal earlier this month but ultimately made his debut against Madrid on Wednesday, aged 15 years and 219 days.FacebookTwitterWhatsAppEmail分享 Real Mallorca’s Luka Romero, 15, became the youngest ever player to feature in La Liga after appearing as a substitute against Real Madrid.Advertisementcenter_img Promoted Content8 Best 1980s High Tech GadgetsThe 10 Best Secondary Education Systems In The World6 Interesting Ways To Make Money With A Drone10 Of The Best Places Around The World To Go Stargazing10 Risky Jobs Some Women Do9 Facts You Should Know Before Getting A Tattoo13 kids at weddings who just don’t give a hootTop 7 Best Car Manufacturers Of All TimeCouples Who Celebrated Their Union In A Unique, Unforgettable WayThis Is Hachi, And He’s The Happiest Dog On Instagram14 Hilarious Comics Made By Women You Need To Follow Right NowTop 10 Disney Male Role Modelslast_img read more

Peace River Lookout ideas still being accepted

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first_imgThere’s still a chance to add your two-cents on the Peace River Lookout development plan.On behalf of the Peace River Regional District, Focus Corporation is conducting a feasibility study, regarding developing the lookout into a family- friendly area.The Regional District held a meeting on November 30th, to gather ideas and opinions from area residents. But, if anyone missed the meeting, ideas can be submitted electronically.- Advertisement -Click here for a downloadable survey. The deadline to submit ideas is Friday, December 18th.The ideas will be gathered into a report that will be submitted to the regional district in 2010.For a previous story on the feasibility study, click here.Advertisementlast_img read more