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€27,000 award for bicycle accident

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first_imgEmail Linkedin Twitter WhatsApp Previous articleHonour bound to Chaplet of RosesNext articleBasketball Ireland: National League Recap Staff Reporterhttp://www.limerickpost.ie by Andrew Careyandrew@limerickpost.ieSign up for the weekly Limerick Post newsletter Sign Up A WOMAN who fell off her bike twice and fractured her ankle on cycle trail while in the care of Brothers of Charity has been awarded €27,000 compensation.Described as a “lovely, engaging and happy lady”, 36-year-old Marie Balfe lives at home in Shannagolden but is in the daily care of Brothers of Charity and on November 21, 2012 was on a cycling excursion on the Great Southern Trail in County Limerick.Limerick Circuit Court was told that she was asked by one of the supervisors to move to the side to allow him overtake her but she fell from her bike and off the trail. She was helped back on her bike but fell again and fractured her ankle.She was taken to the University Hospital Limerick for treatment the next day and a cast was applied after the swelling reduced two days later. She underwent physiotherapy treatment but still suffers pain after extended periods on her feet or in cold and wet weather.It was accepted by the Brothers of Charity supervisor that this was the wrong procedure to adopt.Counsel for Ms Balfe, Emmet O’Brien said that negotiations had taken place in October and an offer of €27,000 was made given that she still hadn’t full range of movement in her ankle two years after the accident.Judge O’Donnell said that he would approve the award and wished Ms Balfe well in the future after he awarded costs against the defendants.center_img NewsCrime & Court€27,000 award for bicycle accidentBy Staff Reporter – December 15, 2014 825 Advertisement Print Facebooklast_img read more

Grant Program Creates Opportunities for Homeownership in Cincinnati

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first_img Wells Fargo & Company is teaming with several housing organizations to announce the formation of the Cincinnati chapter of the Wells Fargo NeighborhoodLIFT program, an initiative designed to offer $5.2 million from Wells Fargo to improve Cincinnati neighborhoods and increase homeownership in the area.Wells Fargo, NeighborWorks America, The Home Ownership Center of Greater Cincinnati, Neighborhood Housing Services of Hamilton, and Cincinnati Mayer John Cranley joined together earlier this week to announce the formation of the new program, which will begin with a two-day free homebuyer event on November 21 and 22 at the Duke Energy Convention Center in Downtown Cincinnati.”Making homeownership more affordable and revitalizing our neighborhoods will help make Cincinnati a stronger community,” Cranley said. “This terrific public-private collaboration will make a tremendous difference for families and neighborhoods through sustainable homeownership.”Out of the $5.2 million Wells Fargo is committing to the program, about $4.2 million will go toward down payment assistance grants, which are available to eligible homebuyers designed to help them overcome the barrier of putting forth a sufficient down payment to own a home. To receive a $15,000 down payment assistance grant, a homebuyer must have an annual income that does not exceed 120 percent of the Cincinnati area median income (about $82,000 for a family of four).The prospective homeowner must also meet other criteria to receive the down payment assistance grant, including completing an eight-hour homebuyer education session with The Home Ownership Center of Greater Cincinnati or another approved agency. To receive the full amount of the LIFT program grant, the homeowner must commit to live in the home for five years and qualify for a first mortgage. Homeowners may also use the down payment assistance grant to purchase a home that needs improvement by utilizing a new mortgage purchase 203k renovation loan. The down payment assistance program may be combined with other down payment assistance programs.”This innovative collaboration between NeighborWorks America, our network member, The Home Ownership Center of Greater Cincinnati, Inc., and Wells Fargo will put more Cincinnati families and individuals on the path to homeownership,” said Corinne Cahill, senior relationship manager of the Midwest Region at NeighborWorks America. “The required housing counseling and education classes, provided by certified professionals, have been shown to help homebuyers achieve successful and sustainable homeownership.”In addition to the money Wells Fargo is putting up for the down payment assistance grants, the bank is offering $500,000 toward the stabilization and improvement of Cincinnati neighborhoods.”Like many communities, Cincinnati neighborhoods were significantly affected by the housing crisis,” said J.R. Huber, area manager with Wells Fargo Home Mortgage. “While mortgages are available at relatively low interest rates, many families are unable to buy a home because they struggle with making the down payment. The NeighborhoodLIFT program can help local mortgage-ready homebuyers realize their dreams of owning a home.”Wells Fargo has now committed a total of $220 million to 30 housing markets through its LIFT programs with the addition of Cincinnati’s Neighborhood LIFT program. LIFT programs have helped more than 7,850 homeowners purchase homes since February 2012. Cincinnati is the eight city to receive the program in 2014.”The Home Ownership Center is proud to help families qualify for the Wells Fargo NeighborhoodLIFT program down payment assistance grants,” said Rick Williams, president and chief executive officer of The Home Ownership Center of Greater Cincinnati. “This investment will help individuals and families become homeowners, and support our larger community. It’s a smart time for families to invest in homeownership and to be first in line to access the down payment grants, people can register to start working with The Home Ownership Center of Greater Cincinnati.” The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Grant Program Creates Opportunities for Homeownership in Cincinnati Demand Propels Home Prices Upward 2 days ago About Author: Brian Honea Down Payment Assistance Home Ownership LIFT Program Ohio Wells Fargo 2014-10-29 Brian Honea Demand Propels Home Prices Upward 2 days ago  Print This Post Subscribe Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Grant Program Creates Opportunities for Homeownership in Cincinnati Data Provider Black Knight to Acquire Top of Mind 2 days ago October 29, 2014 874 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Previous: Completed Foreclosures, Inventory Way Down in September Next: Zombie Foreclosures Decline Quarterly, Annually Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Market Studies, News Share Save Tagged with: Down Payment Assistance Home Ownership LIFT Program Ohio Wells Fargolast_img read more

UK investment consultants back trustee ESG push

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first_imgA UK responsible investment association and the Association of Member-Nominated Trustees (AMNT) have sought to harness the power of consultants to promote trustees’ consideration of environmental, social and governance (ESG) factors in investment decision-making.In an initiative co-ordinated by the AMNT and the UK Sustainable Investment and Finance Association (UKSIF), 12* influential investment consultants have committed to back guidance from the UK pensions regulator that trust-based defined contribution (DC) and defined benefit (DB) pension schemes should take ESG factors into account where they are financially material.The advisory firms said they would draw attention to the guidance through various routes, such as putting consideration of ESG on trustee meeting agendas, issuing briefings, and holding training sessions.“We also recognise the significant role that client-facing consultants can play in ensuring that our clients are well informed on the issues,” they added in a joint statement. Dawn Turner, chief executive of the £23bn (€26.2bn) Brunel Pension Partnership, said the consultants’ public commitment was “a major step forward”.She added that Brunel would help ensure the initial positive step served as “a catalyst to ensure ESG issues are at the heart of the client offering to the investment consultant industry”.The AMNT and UKSIF said they acted on behalf of members to convene leading UK investment consultants to ask how they would act on the guidance issued by The Pensions Regulator (TPR).TPR issued guidance for DB schemes in March and a new code for DC schemes in July. Fred Berry, lead investment consultant at TPR, said that many trustees – in particular those without a financial background – rely on advisers to keep them up to date with the regulator’s news and guidance.“We expect investment consultants and others advising pension schemes to support trustees to manage risks to member benefits, including risks to the sustainability of the scheme’s investments,” he added.The consultants’ declaration coincides with the opening of the annual conference of the UN Principles for Responsible Investment in Berlin today. Many pension funds, in particular smaller, resource-constrained schemes, rely heavily on advice given to them from their advisers, a state of affairs highlighted as a concern by the Financial Conduct Authority. It was one of the reasons the UK regulator called for a competition investigation into the investment advisory sector. This is just beginning to get underway.*The 12 consultants are: Allenbridge, Aon Hewitt, Barnett Waddingham, bfinance, Cardano, Hymans Robertson, JLT Employee Benefits, Lane Clark & Peacock, Mercer, Quantum Advisory, Redington, Willis Towers Watsonlast_img read more